Two-Phases

One-Phase

The One-Phase Challenge offers a funded account after passing a single phase, with five account sizes available from $10,000 to $200,000 and a maximum funding limit of $600,000 per investor.

In the initial phase, traders must achieve a 10% profit with no set time frames, a daily drawdown limit of 3%, and an overall drawdown of 8% of the initial account balance, with a minimum of three trading days.

Once funded, traders have no specified profitability targets but must adhere to the same drawdown limits. The profit split is 80/20, with the possibility to increase to 90/10 with the Add-On option. The first payout is available after 14 days (or 5 days with Add-On), and subsequent payouts can be made weekly.

Instant Funding

The Instant Funding Account provides traders with an immediate funded account, bypassing evaluation phases.

This approach has no profit targets, daily drawdown limits, or time constraints. Seven account sizes are available, from $1,250 to $80,000, with a maximum funding cap of $600,000 per investor across all accounts ($400,000 in Challenge accounts and $200,000 in Instant Accounts).

The account operates with an overall “Smart Drawdown” of 10% and no minimum trading days. Profit split starts at 80/20 (90/10 with Add-On), with the first payout available after 14 days (or 5 days with Add-On), and weekly payouts thereafter.

The Instant Funding Account has a smart drawdown policy. Smart drawdown is a flexible loss limit that dynamically adjusts to account profits. Initially, it works like a standard limit, but as the trader gains profits, the allowable loss level moves higher, protecting some of the earned funds.

Example: Let’s say the starting balance is $10,000, with a maximum drawdown of 5%, or $500. When the trader achieves a 5% profit (reaching $10,500), the smart drawdown shifts to allow for losses relative to the new level. This way, if the balance drops below $10,000, the trader isn’t immediately disqualified, giving them more freedom and time to recover from temporary losses.

Scaling with Static Drawdown

In the static drawdown scaling process, you can increase your account balance up to 100% of the initial deposit. To achieve this, the account balance must grow by at least 10% over a 90-day period. After this period, you need to contact the support team by email, including your account ID. Upon verification, the initial balance will be increased by 25%. This process can be repeated every 90 days until the account balance is doubled.

Example of scaling plan

Scaling with Smart Drawdown

In the Smart Drawdown model, 5% of the profits are used to increase the account balance, while the rest remains available to the trader. For example, if an account worth $100,000 gains 10% ($10,000), $5,000 will be used for scaling, and the remaining $5,000 remains in the account. Scaling in this model can increase the account balance up to $1,280,000. Additionally, if the account earns 5% profit, the drawdown limit is adjusted from -10% to -5%, but this adjustment occurs only once.

Example of scaling plan

Comparison of Direct Challenge Costs

We compare the direct costs of participating in the challenge offered by Instant Funding with the average market costs. This analysis enables understanding of how Instant Funding fares against its competitors in terms of pricing. The costs for the challenge at Instant Funding for the Two-Phase challenges are below the market average.

*The price includes a discount available on the website.

Comparison of Costs Relative to Drawdown

It is important to note that the size of drawdown has a significant impact on what we actually receive for the money spent. Instant Funding challenge has a drawdown at the level of 10%. Therefore, we additionally compare how much drawdown we receive in relation to the dollar spent.

Evaluation of the Cost-Effectiveness of the Instant Funding Account Challenge

Based on the above data, as well as algorithms we have developed, we assess the cost-effectiveness of purchasing Instant Funding as very good compared to the market average. The expenditure efficiency in the context of drawdown indicates a better cost-effectiveness than the market average.

The data on average market prices was updated on 17.10.2024.

Forex

Metals

Commodities

Indices

Cryptocurrencies

The Instant Funding website stands out for its exceptional UX design, offering clear, accessible information, a streamlined registration process, and robust technological and trading infrastructure. It effectively guides users through understanding the company’s services, registering an account, and purchasing a trading challenge. The user-friendly design and consistent branding significantly enhance the user experience. Moreover, the site’s intuitive layout and informative content structure contribute to an effortless navigation experience. 

Server Provider

Instant funding uses a tier-1 liquidity provider, but does not provide detailed information about the provider.

Platforms

Instant Funding offers trading on the MetaTrader 5, DXtrade and cTrader platforms.

Leverage

Deposits

In the deposits section, the following payment methods are available for purchasing accounts:

• Checkout
• Confirmo (Cryptocurrency) – Bitcoin (BTC), Tether (USDT), USD Coin (USDC), Ethereum (ETH), Litecoin (LTC), Polygon (POL), Tron (TRX)
• Skrill

Withdrawals

Timing of Withdrawals: The first payout is available 14 days after the initial trade, with subsequent payouts available every 7 days after additional trades.

Withdrawal Methods:

1. RISE Withdrawals: Convenient for users.
2. Direct Crypto Withdrawals: Faster processing and less KYC required than traditional banking.

Requesting a Payout via RISE:

Instant Funding provides customer support through email and live chat. Below is a list of available channels:

• Physical Office Address – 3 Hursley Road Chandler’s Ford, Eastleigh, Hampshire, England, SO53 2FW
• Email ID – support@instantfunding.io
• Live Chat –  Directly available from the site
• Discord – https://discord.com/invite/zPynWcMq4V

Email Support

Instant Funding actively engages with traders on various platforms, including X, Instagram, Facebook, Discord, Telegram, YouTube, and TikTok.

Their Discord channel emerges as the central focus of their social media endeavors, acting as a conduit not only for disseminating news and updates but also facilitating interactions between the company and its traders. Here is an overview of Instant Funding’s engagement on various platforms:

X – On page X, you can find giveaways, news, as well as recommendations for trading on financial markets. The activity is quite high.

Instagram – Instagram page is a vibrant and dynamic platform, showcasing a wide array of content including client payouts, interview announcements, and competition updates.

Facebook – The Facebook group serves as a space for official announcements and a community hub where traders can share their accomplishments and trading results.

Discord – The Discord channel is very rich with various useful information. For example, there is a chat for promotions, and you will never miss when a company offers discounts on its products. There is also a general chat and a trading chat, where traders share their views on the market and post their trading ideas. There’s a chat for trader payouts from this company. Memes are also shared to lighten up the routine of trading.

YouTube – The company’s team conducts interviews and podcasts with traders from various countries and publishes them on the YouTube platform. There are also educational videos about the products that this company offers.

Telegram – Mainly shares news, promotional content, and announcements, with the occasional inclusion of motivational quotes.

TikTok – On the TikTok platform, you can see short videos with trading recommendations, as well as excerpts from podcasts and interviews with traders about their problems and advantages in trading. The frequency of publications is about 10 per month.

LinkedIn – On this platform, you can find information about the company, the employees, and the job vacancies that the company needs.

Evaluations of the Instant Funding platform:

The reviews regarding Instant Funding present a mixed array of experiences, both positive and negative, highlighting the strengths and potential areas for improvement of the company. This analysis summarizes the key points brought up by customers, focusing on their impressions of the firm’s services, customer support, and trading conditions.

Positive Contributions to High Rating: